/* =========================================================
   LIC TERM ASSURANCE
   BASE
========================================================= */

.lic-term-section {

    --term-blue: #24549b;
    --term-blue-dark: #173b70;
    --term-gold: #f2b800;
    --term-gold-light: #fff5d5;
    --term-text: #697586;
    --term-border: #e6ebf2;

    position: relative;

    overflow: hidden;

    padding: 105px 20px 0;

    background:
        radial-gradient(
            circle at 7% 10%,
            rgba(242,184,0,.08),
            transparent 25%
        ),
        linear-gradient(
            135deg,
            #ffffff 0%,
            #f7faff 100%
        );

    font-family: inherit;
}


/* =========================================================
   MAIN CONTAINER
========================================================= */

.lic-term-container {

    max-width: 1240px;

    margin: 0 auto;

    display: grid;

    grid-template-columns:
        .92fr
        1.08fr;

    align-items: center;

    gap: 80px;
}


/* =========================================================
   VISUAL
========================================================= */

.lic-term-visual {

    position: relative;

    min-height: 600px;

    display: flex;

    align-items: center;
}


.lic-term-image-wrap {

    position: relative;

    width: 100%;

    height: 570px;

    overflow: hidden;

    border-radius:
        18px
        95px
        18px
        95px;

    box-shadow:
        0 30px 75px
        rgba(23,59,112,.18);
}


.lic-term-image-wrap img {

    width: 100%;

    height: 100%;

    display: block;

    object-fit: cover;

    transition:
        transform .7s ease;
}


.lic-term-image-wrap:hover img {

    transform:
        scale(1.045);
}


/* =========================================================
   IMAGE OVERLAY
========================================================= */

.lic-term-image-overlay {

    position: absolute;

    inset: 0;

    z-index: 1;

    pointer-events: none;

    border-radius:
        18px
        95px
        18px
        95px;

    background:
        linear-gradient(
            180deg,
            rgba(23,59,112,.02),
            rgba(23,59,112,.32)
        );
}


/* =========================================================
   PROTECTION CARD
========================================================= */

.lic-term-protection-card {

    position: absolute;

    left: -35px;

    bottom: 72px;

    z-index: 5;

    display: flex;

    align-items: center;

    gap: 14px;

    min-width: 250px;

    padding:
        17px 22px;

    background:
        rgba(255,255,255,.96);

    border:
        1px solid
        rgba(255,255,255,.8);

    border-radius: 13px;

    box-shadow:
        0 18px 45px
        rgba(23,59,112,.20);

    backdrop-filter:
        blur(12px);
}


.lic-term-shield {

    width: 44px;

    height: 44px;

    flex-shrink: 0;

    display: flex;

    align-items: center;

    justify-content: center;

    background:
        var(--term-gold);

    color:
        var(--term-blue-dark);

    border-radius: 50%;

    font-size: 20px;

    font-weight: 900;
}


.lic-term-protection-card span {

    display: block;

    margin-bottom: 4px;

    color:
        var(--term-text);

    font-size: 9px;

    font-weight: 800;

    letter-spacing: 1.5px;
}


.lic-term-protection-card strong {

    display: block;

    color:
        var(--term-blue-dark);

    font-size: 16px;

    font-weight: 750;
}


/* =========================================================
   GOLD CIRCLE
========================================================= */

.lic-term-circle {

    position: absolute;

    right: -35px;

    bottom: 25px;

    width: 145px;

    height: 145px;

    border:
        2px solid
        var(--term-gold);

    border-radius: 50%;

    opacity: .8;

    z-index: 2;
}


.lic-term-circle::after {

    content: "";

    position: absolute;

    width: 68px;

    height: 68px;

    top: 36px;

    left: 36px;

    border-radius: 50%;

    background:
        var(--term-gold);

    opacity: .16;
}


/* =========================================================
   SIDE LABEL
========================================================= */

.lic-term-side-label {

    position: absolute;

    right: -62px;

    top: 85px;

    z-index: 5;

    display: flex;

    align-items: center;

    gap: 8px;

    transform:
        rotate(90deg);
}


.lic-term-side-label span {

    color:
        var(--term-gold);

    font-size: 11px;

    font-weight: 900;
}


.lic-term-side-label strong {

    color:
        var(--term-blue);

    font-size: 9px;

    font-weight: 800;

    letter-spacing: 2px;
}


/* =========================================================
   CONTENT
========================================================= */

.lic-term-content {

    position: relative;

    z-index: 3;
}


.lic-term-eyebrow {

    display: flex;

    align-items: center;

    gap: 10px;

    margin-bottom: 20px;

    color:
        var(--term-blue);

    font-size: 11px;

    font-weight: 800;

    letter-spacing: 2px;
}


.lic-term-eyebrow span {

    width: 32px;

    height: 2px;

    display: inline-block;

    background:
        var(--term-gold);
}


.lic-term-content h2 {

    max-width: 680px;

    margin:
        0 0 23px;

    color:
        var(--term-blue-dark);

    font-size:
        clamp(
            40px,
            4.3vw,
            62px
        );

    line-height: 1.04;

    letter-spacing: -2px;

    font-weight: 800;
}


.lic-term-content h2 em {

    display: block;

    color:
        var(--term-blue);

    font-style: normal;
}


.lic-term-intro {

    max-width: 680px;

    margin:
        0 0 34px;

    color:
        var(--term-text);

    font-size: 16px;

    line-height: 1.85;
}


/* =========================================================
   FEATURES
========================================================= */

.lic-term-features {

    display: grid;

    grid-template-columns:
        repeat(2, 1fr);

    gap: 14px;

    margin-bottom: 30px;
}


.lic-term-feature {

    display: flex;

    gap: 15px;

    padding: 20px;

    background:
        #ffffff;

    border:
        1px solid
        var(--term-border);

    border-radius: 13px;

    transition:
        transform .3s ease,
        box-shadow .3s ease,
        border-color .3s ease;
}


.lic-term-feature:hover {

    transform:
        translateY(-4px);

    border-color:
        rgba(242,184,0,.55);

    box-shadow:
        0 15px 35px
        rgba(23,59,112,.08);
}


.lic-term-feature-icon {

    width: 38px;

    height: 38px;

    min-width: 38px;

    display: flex;

    align-items: center;

    justify-content: center;

    background:
        var(--term-gold-light);

    color:
        var(--term-blue-dark);

    border-radius: 9px;
}


.lic-term-feature-icon span {

    font-size: 10px;

    font-weight: 900;
}


.lic-term-feature h3 {

    margin:
        1px 0 6px;

    color:
        var(--term-blue-dark);

    font-size: 15px;

    line-height: 1.3;

    font-weight: 750;
}


.lic-term-feature p {

    margin: 0;

    color:
        var(--term-text);

    font-size: 12px;

    line-height: 1.65;
}


/* =========================================================
   HIGHLIGHTS
========================================================= */

.lic-term-highlights {

    display: grid;

    grid-template-columns:
        repeat(3, 1fr);

    padding:
        20px 0;

    margin-bottom:
        28px;

    border-top:
        1px solid
        var(--term-border);

    border-bottom:
        1px solid
        var(--term-border);
}


.lic-term-highlight {

    position: relative;

    padding:
        0 20px;
}


.lic-term-highlight:first-child {

    padding-left: 0;
}


.lic-term-highlight:not(:last-child)::after {

    content: "";

    position: absolute;

    top: 50%;

    right: 0;

    width: 1px;

    height: 45px;

    transform:
        translateY(-50%);

    background:
        var(--term-border);
}


.lic-term-highlight strong {

    display: block;

    margin-bottom: 6px;

    color:
        var(--term-blue);

    font-size: 25px;

    line-height: 1;

    font-weight: 800;
}


.lic-term-highlight span {

    display: block;

    color:
        var(--term-text);

    font-size: 9px;

    line-height: 1.45;

    font-weight: 800;

    letter-spacing: 1px;
}


/* =========================================================
   CTA
========================================================= */

.lic-term-btn {

    display: inline-flex;

    align-items: center;

    gap: 14px;

    padding:
        5px
        6px
        5px
        22px;

    background:
        var(--term-blue);

    color:
        #ffffff !important;

    border-radius: 50px;

    text-decoration:
        none !important;

    font-size: 13px;

    font-weight: 750;

    box-shadow:
        0 12px 30px
        rgba(36,84,155,.22);

    transition:
        transform .3s ease,
        background .3s ease,
        box-shadow .3s ease;
}


.lic-term-btn b {

    width: 40px;

    height: 40px;

    display: flex;

    align-items: center;

    justify-content: center;

    background:
        var(--term-gold);

    color:
        var(--term-blue-dark);

    border-radius: 50%;

    font-size: 18px;

    transition:
        transform .3s ease;
}


.lic-term-btn:hover {

    transform:
        translateY(-2px);

    background:
        var(--term-blue-dark);

    box-shadow:
        0 16px 35px
        rgba(23,59,112,.25);
}


.lic-term-btn:hover b {

    transform:
        rotate(45deg);
}


/* =========================================================
   PLAN PORTFOLIO
========================================================= */

.lic-term-plans {

    max-width: 1240px;

    margin:
        90px auto 0;

    padding:
        30px 0
        35px;

    border-top:
        1px solid
        var(--term-border);
}


.lic-term-plan-heading {

    display: flex;

    align-items: flex-end;

    justify-content: space-between;

    gap: 20px;

    margin-bottom: 25px;
}


.lic-term-plan-heading span {

    color:
        var(--term-gold);

    font-size: 10px;

    font-weight: 900;

    letter-spacing: 2px;
}


.lic-term-plan-heading strong {

    color:
        var(--term-blue-dark);

    font-size: 18px;

    font-weight: 750;
}


.lic-term-plan-list {

    display: grid;

    grid-template-columns:
        repeat(3, 1fr);

    gap: 12px;
}


.lic-term-plan {

    display: flex;

    align-items: center;

    gap: 14px;

    padding: 18px;

    background:
        #ffffff;

    border:
        1px solid
        var(--term-border);

    border-radius: 11px;

    transition:
        transform .3s ease,
        box-shadow .3s ease,
        border-color .3s ease;
}


.lic-term-plan:hover {

    transform:
        translateY(-3px);

    border-color:
        rgba(242,184,0,.5);

    box-shadow:
        0 14px 30px
        rgba(23,59,112,.08);
}


.lic-term-plan-number {

    width: 38px;

    height: 38px;

    min-width: 38px;

    display: flex;

    align-items: center;

    justify-content: center;

    background:
        var(--term-gold-light);

    color:
        var(--term-blue-dark);

    border-radius: 9px;

    font-size: 10px;

    font-weight: 900;
}


.lic-term-plan-content {

    flex: 1;
}


.lic-term-plan-content strong {

    display: block;

    margin-bottom: 4px;

    color:
        var(--term-blue-dark);

    font-size: 13px;

    line-height: 1.35;
}


.lic-term-plan-content small {

    color:
        var(--term-text);

    font-size: 10px;
}


.lic-term-plan-arrow {

    color:
        var(--term-gold);

    font-size: 19px;

    font-weight: 800;

    transition:
        transform .3s ease;
}


.lic-term-plan:hover
.lic-term-plan-arrow {

    transform:
        rotate(45deg);
}


/* =========================================================
   MORE PLANS
========================================================= */

.lic-term-more-plans {

    margin-top: 14px;

    padding:
        14px 18px;

    display: flex;

    align-items: center;

    justify-content: space-between;

    gap: 20px;

    background:
        rgba(36,84,155,.045);

    border-radius: 10px;

    color:
        var(--term-text);

    font-size: 11px;
}


.lic-term-more-plans span {

    color:
        var(--term-blue);

    font-weight: 800;
}


/* =========================================================
   TABLET
========================================================= */

@media (max-width: 1050px) {

    .lic-term-section {

        padding-top: 75px;
    }


    .lic-term-container {

        grid-template-columns: 1fr;

        max-width: 850px;

        gap: 60px;
    }


    .lic-term-visual {

        order: 1;

        width: 100%;

        max-width: 700px;

        margin: 0 auto;

        min-height: 500px;
    }


    .lic-term-content {

        order: 2;
    }


    .lic-term-image-wrap {

        height: 500px;
    }


    .lic-term-side-label {

        right: -40px;
    }


    .lic-term-plans {

        max-width: 850px;
    }

}


/* =========================================================
   MOBILE
========================================================= */

@media (max-width: 600px) {

    .lic-term-section {

        padding:
            60px 16px 0;
    }


    .lic-term-container {

        gap: 45px;
    }


    .lic-term-content h2 {

        font-size: 37px;

        letter-spacing:
            -1.3px;
    }


    .lic-term-intro {

        font-size: 14px;

        line-height: 1.75;
    }


    .lic-term-features {

        grid-template-columns: 1fr;
    }


    .lic-term-feature {

        padding: 17px;
    }


    .lic-term-highlights {

        grid-template-columns: 1fr;

        gap: 18px;
    }


    .lic-term-highlight {

        padding: 0;
    }


    .lic-term-highlight:first-child {

        padding-left: 0;
    }


    .lic-term-highlight:not(:last-child)::after {

        display: none;
    }


    .lic-term-visual {

        min-height: 390px;
    }


    .lic-term-image-wrap {

        height: 390px;

        border-radius:
            60px
            14px
            60px
            14px;
    }


    .lic-term-image-overlay {

        border-radius:
            60px
            14px
            60px
            14px;
    }


    .lic-term-protection-card {

        left: 10px;

        bottom: 25px;

        min-width: 215px;

        padding:
            13px 17px;
    }


    .lic-term-shield {

        width: 38px;

        height: 38px;

        font-size: 17px;
    }


    .lic-term-protection-card strong {

        font-size: 14px;
    }


    .lic-term-circle {

        width: 90px;

        height: 90px;

        right: -15px;

        bottom: 5px;
    }


    .lic-term-circle::after {

        width: 42px;

        height: 42px;

        top: 22px;

        left: 22px;
    }


    .lic-term-side-label {

        display: none;
    }


    .lic-term-plan-heading {

        display: block;
    }


    .lic-term-plan-heading strong {

        display: block;

        margin-top: 7px;

        font-size: 16px;
    }


    .lic-term-plan-list {

        grid-template-columns: 1fr;
    }


    .lic-term-more-plans {

        display: block;

        line-height: 1.7;
    }


    .lic-term-more-plans div {

        margin-top: 5px;
    }


    .lic-term-plans {

        margin-top: 60px;
    }

}


/* =========================================================
   SMALL MOBILE
========================================================= */

@media (max-width: 380px) {

    .lic-term-content h2 {

        font-size: 33px;
    }


    .lic-term-image-wrap {

        height: 340px;
    }


    .lic-term-protection-card {

        min-width: 190px;
    }

}