/* =========================================
   PREMIUM INSURANCE TOOLS
========================================= */

.insurance-tools {
    position: relative;
    overflow: hidden;
    padding: 90px 20px;
    background:
        radial-gradient(
            circle at 10% 20%,
            rgba(255,255,255,.40),
            transparent 28%
        ),
        radial-gradient(
            circle at 90% 80%,
            rgba(255,255,255,.25),
            transparent 30%
        ),
        linear-gradient(
            135deg,
            #dceaf3 0%,
            #c9dfec 50%,
            #dceaf3 100%
        );
}

.insurance-tools-container {
    position: relative;
    z-index: 2;
    max-width: 1180px;
    margin: 0 auto;
}


/* HEADER */

.insurance-tools-header {
    max-width: 650px;
    margin: 0 auto 50px;
    text-align: center;
}

.insurance-tools-eyebrow {
    display: inline-flex;
    align-items: center;
    gap: 9px;
    margin-bottom: 14px;
    padding: 7px 14px;
    border: 1px solid rgba(40,94,142,.15);
    border-radius: 50px;
    background: rgba(255,255,255,.55);
    color: #285e8e;
    font-size: 12px;
    font-weight: 700;
    letter-spacing: 1.4px;
    text-transform: uppercase;
}

.insurance-tools-eyebrow i {
    width: 7px;
    height: 7px;
    display: block;
    border-radius: 50%;
    background: #f2c318;
    box-shadow: 0 0 0 5px rgba(242,195,24,.15);
}

.insurance-tools-header h2 {
    margin: 0 0 13px;
    color: #163f63;
    font-family: "Playfair Display", serif;
    font-size: clamp(36px, 4vw, 45px);
    line-height: 1.12;
    font-weight: 600;
}

.insurance-tools-header p {
    max-width: 550px;
    margin: 0 auto;
    color: #55738b;
    font-size: 16px;
    line-height: 1.7;
}


/* GRID */

.insurance-tools-grid {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 28px;
    max-width: 1080px;
    margin: 0 auto;
}


/* CARD */

.insurance-tool-card {
    position: relative;
    min-height: 350px;
    padding: 40px 42px 38px;
    overflow: hidden;

    background:
        linear-gradient(
            145deg,
            rgba(255,255,255,.99),
            rgba(248,251,253,.96)
        );

    border: 1px solid rgba(255,255,255,.9);
    border-radius: 25px;

    box-shadow:
        0 20px 50px rgba(27,67,97,.13),
        0 5px 15px rgba(27,67,97,.06);

    transition:
        transform .45s cubic-bezier(.2,.8,.2,1),
        box-shadow .45s ease;
}

.insurance-tool-card:hover {
    transform: translateY(-9px);
    box-shadow:
        0 30px 65px rgba(27,67,97,.20),
        0 8px 20px rgba(27,67,97,.08);
}


/* TOP GOLD ACCENT */

.insurance-tool-card::before {
    content: "";
    position: absolute;
    top: 0;
    left: 42px;
    width: 70px;
    height: 4px;
    border-radius: 0 0 10px 10px;
    background: #f2c318;
    transition: width .4s ease;
}

.insurance-tool-card:hover::before {
    width: 120px;
}


/* DECORATIVE CIRCLE */

.insurance-tool-card::after {
    content: "";
    position: absolute;
    right: -90px;
    bottom: -110px;
    width: 220px;
    height: 220px;
    border-radius: 50%;
    background: rgba(40,94,142,.045);
}


/* ICON */

.insurance-tool-icon {
    position: absolute;
    top: 35px;
    right: 35px;

    width: 72px;
    height: 72px;

    display: flex;
    align-items: center;
    justify-content: center;

    border-radius: 19px;

    background: linear-gradient(
        145deg,
        #fff9dc,
        #fff1ae
    );

    border: 1px solid rgba(242,195,24,.35);

    color: #f2c318;
    font-size: 31px;

    box-shadow:
        0 12px 25px rgba(242,195,24,.15);

    transition: all .4s ease;
}

.insurance-tool-card:hover .insurance-tool-icon {
    transform: translateY(-5px) rotate(-3deg);
    background: #f2c318;
    color: #fff;
}


/* CONTENT */

.insurance-tool-content {
    position: relative;
    z-index: 2;
    max-width: 70%;
}

.insurance-tool-number {
    display: block;
    margin-bottom: 20px;
    color: #285e8e;
    font-size: 11px;
    font-weight: 700;
    letter-spacing: 2px;
    opacity: .65;
}

.insurance-tool-card h3 {
    margin: 0 0 17px;
    color: #172f43;
    font-family: "Playfair Display", serif;
    font-size: clamp(30px, 3vw, 40px);
    line-height: 1.12;
    font-weight: 600;
}

.insurance-tool-card p {
    margin: 0 0 28px;
    color: #55738b;
    font-size: 15px;
    line-height: 1.7;
}


/* LINK */

.insurance-tool-link {
    display: inline-flex;
    align-items: center;
    gap: 12px;

    color: #285e8e;
    font-size: 15px;
    font-weight: 700;
    text-decoration: none;

    transition: gap .3s ease;
}

.insurance-tool-link > span {
    width: 35px;
    height: 35px;

    display: flex;
    align-items: center;
    justify-content: center;

    border-radius: 50%;
    background: #285e8e;
    color: #fff;

    font-size: 12px;

    transition: all .3s ease;
}

.insurance-tool-link:hover {
    gap: 17px;
    color: #163f63;
}

.insurance-tool-link:hover > span {
    background: #f2c318;
    transform: translateX(3px);
}


/* BOTTOM ACCENT */

.insurance-tool-bottom {
    position: absolute;
    left: 0;
    right: 0;
    bottom: 0;
    height: 5px;
    background: #285e8e;
}

.insurance-tool-bottom span {
    display: block;
    width: 35%;
    height: 100%;
    background: #f2c318;
    transition: width .5s ease;
}

.insurance-tool-card:hover .insurance-tool-bottom span {
    width: 65%;
}


/* RESPONSIVE */

@media (max-width: 900px) {

    .insurance-tools {
        padding: 70px 20px;
    }

    .insurance-tools-grid {
        grid-template-columns: 1fr;
        max-width: 650px;
    }
}


@media (max-width: 600px) {

    .insurance-tools {
        padding: 60px 16px;
    }

    .insurance-tools-header {
        margin-bottom: 35px;
    }

    .insurance-tools-header h2 {
        font-size: 35px;
    }

    .insurance-tools-header p {
        font-size: 14px;
    }

    .insurance-tool-card {
        min-height: 330px;
        padding: 32px 27px 30px;
        border-radius: 22px;
    }

    .insurance-tool-card::before {
        left: 27px;
    }

    .insurance-tool-icon {
        top: 27px;
        right: 27px;
        width: 62px;
        height: 62px;
        border-radius: 17px;
        font-size: 27px;
    }

    .insurance-tool-content {
        max-width: 72%;
    }

    .insurance-tool-card h3 {
        font-size: 30px;
    }

    .insurance-tool-card p {
        font-size: 14px;
    }
}


@media (max-width: 430px) {

    .insurance-tool-card {
        min-height: 350px;
    }

    .insurance-tool-content {
        max-width: 100%;
        padding-top: 75px;
    }

    .insurance-tool-card h3 {
        font-size: 29px;
    }
}